Nikita decided to do the noninvasive genetic test to test for various defects. The doctor recommends it for patients of advanced age. Nikita is just past the threshold. I’m not against it but I’m not sure I would have decided to do it either.
We didn’t want to have to pay full out of pocket price for the test. Though we couldn’t get a straight answer about insurance coverage from either our insurance company or the doctor’s office or Counsyl. Nikita and I both called and talked to all the right people at all the involved parties but due to workflow and various reason we ended up in a situation where we didn’t know if the test would be covered nor the percentage. We got various estimates of common results but there was never an answer about what would happen in our situation even though we made our best effort to find out what we should expect financially.
The whole process was very frustrating. We wound up understanding that we might be on the hook for the full price of the test. With that understand, we decided to do the test. I was most upset with how much Nikita and I argued over this. We have different ways of approaching these types of problems.
I wound up understanding more about the medical insurance process faster than I might have wanted.
Our results are great. No problems. We also found out the gender a bit before the ultrasound.
And I just looked at the insurance website. No issues with payment.
But still it was more of an ordeal than I would have preferred. And I’m not even sure who to blame. If anywhere deserves the blame, it is probably the insurance company. I understand they have a workflow in place so I don’t blame the people I spoke with for explaining to me how it works. The problem is that it didn’t work great in this case.
